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Community, Real EstatePublished August 4, 2026
🗳️ Before You Vote: How Missouri's Amendments 4 & 5 Could Affect Homeownership
I Started With Strong Opinions. Then I Started Asking Questions.
What I Learned While Researching Missouri's Amendments 4 and 5
This isn't an article telling you how to vote. It's a story about why I decided to dig deeper before casting my own ballot, and why I hope you'll do the same.
I almost didn't write this article.
Not because I don't have opinions, but because political conversations can quickly become more about winning an argument than understanding the issue. That's not what I want this to be.
If you've followed me for very long, you know I don't spend much time talking politics. I'd much rather talk about homes, neighborhoods, and helping families make good long-term decisions.
I started looking into Amendments 4 and 5 after receiving messages through the REALTOR® community encouraging us to vote NO on both amendments.
But I couldn't blindly cast my vote based on what someone else told me.
I wanted to understand these amendments for myself, especially because they could affect homeowners and future homebuyers.
What a rabbit hole that became.
One question led to two more. The more I researched, the more I realized how important it is not to take political messages, television commercials, social media posts, or even recommendations from trusted organizations at face value. We owe it to ourselves to ask questions and understand the issues before we vote.
I am not writing this article to tell you how to vote.
I simply want to share two things I learned along the way.
What I Learned About Amendment 4
Amendment 4 would change how citizen-led amendments to Missouri's Constitution are approved.
Today, a citizen-led constitutional amendment passes if it receives a simple majority of votes statewide. Amendment 4 would also require majority approval in each of Missouri's eight congressional districts.
At first, I was concerned that a yes vote would take the voice away from Missouri citizens.
As I continued researching, I came to understand the supporters' position differently.
Supporters believe Amendment 4 is intended to make sure constitutional changes have support from people across Missouri, not just from the state's largest population centers. Their concern is that campaigns can focus most of their time, money, and effort on heavily populated areas while giving much less attention to smaller communities.
One comparison that helped me understand this viewpoint was the Electoral College.
The basic idea behind the Electoral College is that presidential elections are not decided only by the states with the largest populations. Instead, every state has a role in the outcome. The goal is to give both large and small states a meaningful voice.
Whether you agree with that system or not, it gave me another way to think about Amendment 4. It helped me better understand why supporters believe constitutional changes should have broad support from people across Missouri, not just from the state's largest population centers.
Opponents see it differently. They believe requiring approval in every congressional district would make it harder for citizens to amend the Constitution because one district could prevent an amendment supported by most Missouri voters.
Both viewpoints are worth considering.
What I Learned About Amendment 5
This amendment caught my attention because I've spent more than twenty years helping people buy homes, sell homes, and, in many cases, stay in the homes they've worked so hard to own.
When I read Amendment 5, my first thought wasn't politics.
It was homeownership.
I immediately wondered whether changing Missouri's tax system could increase the cost of buying or selling a home or eventually lead to higher real estate taxes.
That concern is what sent me digging for answers.
One of the first things I learned was that Article X, Section 25 of the Missouri Constitution already says:
"After the effective date of this section, the state, counties, and other political subdivisions are hereby prevented from imposing any new tax, including a sales tax, on the sale or transfer of homes or any other real estate."
Learning that answered one of my concerns.
I also came away with a better understanding of what supporters hope Amendment 5 will accomplish.
My understanding is that the long-term goal is to reduce Missouri's reliance on individual income taxes and move toward a broader consumption-based tax system. Supporters believe that by expanding the economic base, more people would help fund state government through everyday purchases rather than relying as heavily on individual income taxes. (It was shared with me that today, approximately 1/3 of Missouri's population pay income taxes.)
My understanding is that the legislation implementing these changes is intended to be revenue neutral. In other words, the goal is not for the state to collect more money overall, but to change where that revenue comes from over time.
Supporters also believe this approach could make Missouri more competitive when attracting businesses, jobs, and industry.
Whether that approach is the right one is something each voter will have to decide. My point is simply that there was much more to this amendment than I understood when I first started reading about it.
Why I'm Sharing This
The biggest lesson I learned wasn't about Amendment 4 or Amendment 5.
It was about the importance of doing our own research.
I started this process with strong opinions.
Then I started asking questions.
One question led to another. I read more, listened to different perspectives, met with political leaders and discovered information I didn't know before.
I'm not asking you to vote the way I would vote.
I'm asking you to take the time to understand what's on the ballot today.
Don't let a thirty-second commercial make up your mind.
Don't rely on a social media post.
Don't assume an organization's recommendation should automatically become your own.
Read the amendments.
Ask questions.
Listen to different perspectives.
Then make your own informed decision.
These issues matter.
If we want to see change, we have to be willing to participate in the process.
Our voices matter when we use them.
No matter where you land, I hope you'll take the time to learn about these issues and make your voice heard on August 4.
I'd genuinely like to hear your thoughts. If you see these amendments differently than I do, I'd love to understand why.
Let's have respectful conversations, ask good questions, and learn from one another. I think that's how we make better decisions for ourselves, our families, and our communities.
Gayla Hiatt
Co-Owner, REALTOR®, CEO - Lead Agent | Gayla Hiatt | Hiatt Home Group | Keller Williams - KC North
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